top of page

How to choose a finance app that works for you

Man in white shirt typing on phone.

What can a mobile finance app do?

These days, everybody wants to get better at managing their money. We no longer have to go to physical banks or other financial institutions for your banking needs because there are so many resources available at our fingertips. Mobile banking apps, for example, offer users many features such as budgeting, savings management, money remittance, expense tracking, and more.

There are many money management apps to choose from, but which one is the best for you? Keep reading to find out!

Top 5 things to consider when choosing a finance app

  1. Know what you are using the app for

A mobile banking app can serve as a great tool to streamline processes, but it is important to know what you want out of it so that you can optimize its functionality. For example, if you want to improve your budgeting, but you are using an app with too many other features, it may be more difficult and less suitable for you.

Therefore, it is important to define your goals. Do you want to budget better, manage finances, etc.? When you know what you ultimately want out of an app, it’s much easier to narrow down your options and choose the one that fits your situation best.

  1. Review the features

Are the features that this app offers worth your time (and money)?

Some apps require payment for their services. It’s essential to do your own research to determine if the features are worth paying to.

Ask yourself, do you need them? Having many features may seem useful and exciting, but in the long run, it could become overwhelming and you will be less motivated to use the app.

  1. Read reviews

It is crucial for you to read the reviews left by people who have used the app. When you read others’ opinions of the app, you are able to see how the app has impacted their everyday lives. By reading reviews by real users, you are able to become familiar with the advantages and potential drawbacks of the app.

  1. Consider the usability and convenience

The user interface is extremely important for any app, and even more so in the case of finance apps that are complex. It can either make or break your experience. A great user interface results in a positive user experience, which is what makes an app sticky; in other words, you’re more likely to use the app repeatedly if you enjoy the interface and find it easy to navigate around the app. You would also be more willing to spend on add-on features that the app might offer.

If you are someone who needs an easy and simple system to keep you accountable, you probably wouldn’t want an app that has many features that is messy and overcrowded. If you are to implement using this app as a part of your daily routine, it should be simple and easy to use, so keep an eye out for easy-to-use apps!

  1. Security

Your finances are some of the most important information you hold, so it is imperative that you choose an app that has a good reputation for security. Apps that require you to input your personal information without making an official account should be a red flag, for example.

Instead, look for apps that offer additional verification and data encryption to keep your information safe from security threats.

How to choose a finance app that works for you

Use JiPay as your finance app

JiPay is an all-in-one budgeting app and prepaid Mastercard that allows users to track expenses, manage savings, remit money, and more. On JiPay, families can top-up funds for their kids or household helpers so that all finances can be tracked easily through the app. The JiPay Mastercard is the best card for your helper to buy groceries with, giving you more time in your busy life!

JiPay caters to the personal lives of migrant workers as well - they can use JiPay Personal to shop for their personal items, remit money back home to their families, save money for their future, and budget their personal expenses.

If you want to budget your personal and household expenses in the simplest way, you should download JiPay for free and create an account! JiPay also has an active customer support team, so if you do have any inquiries, you can easily reach out to them within the app.

Download JiPay for free today on Google Play or on the App Store!

bottom of page